Commercial Lender

As a Commercial Banker, your primary role will be to grow and retain profitable relationships. This is accomplished by focusing on the delivery of value-added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. You will be a fully experienced, qualified relationship manager capable of independent activity. You should have proven client relationship skills, as well as extensive product knowledge, technical expertise, and strong transaction execution skills. Credit process management is a critical component of your job.  Performance will be measured by your effectiveness in many marketing areas, including but not limited to calling activity, proposal generation, revenue generation, risk mitigation, ability to build successful relationships, and propensity to help build the franchise for the long term. You will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts. . 
2. Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area. 
3. Requires skills and experience loan structuring and credit analysis. 
4. Generating a wide variety of commercial and real estate loans. 
5. Contributes to deposit growth by cross selling and promoting additional banking products. 
6. Other duties as assigned. 

EDUCATION
 Bachelor’s degree in finance, accounting, or business management with 2-3 years of actual lending experience with the ability to analyze financial statements.

 
EXPERIENCE REQUIRED:
Excellent time management skills and communication skills. Strong analytical skills, strong knowledge of financial statements and accounting and credit principals, the ability to communicate clearly and prioritize your workload. Displace good organizational, interpersonal and customers service skills while maintaining a positive attitude.

SKILLS/ABILITIES:                  
 Ability to expand loans, client relationships and cross sell bank products.
 Must have good interpersonal and communication skills and proven track record of business development